Credit insight that closes more loans.

We offer FICO Score Simulator and ScoreNavigator.

See the score. Change the score.

A clear route to a better score.

Talk to our experienced staff to learn more about our services for credit score improvement.

The simulators

Three ways to find the fastest path to approval.

Point Deduction Technology® powers each simulator, turning a credit report into an action plan.

Target Score Simulator

The most efficient route to a target score using the fewest accounts possible, so borrowers can actually follow the recommendations.

Money Simulator

Identifies the best way to allocate funds across creditors for the biggest positive impact on a score.

Manual Simulator

Build and correct credit-data scenarios to see exactly how much each decision gains or costs in points.

Why it wins

All three bureaus, one action plan.

All three bureau scores and a potential max score in one view.

Action steps borrowers can actually follow.

Proprietary Point Deduction Technology® behind every simulation.

Personal service, process innovation, and technology leadership on every file.

A century of getting it right
Exceptional client service
Fast. Accurate. Done right.
Integrated with the Industry’s Leading Platforms
Encompass Meridian Link
Ready when you are

Turn more applications into approvals.

Give your borrowers a clear path to a better score — and give your pipeline more closings.