Serving as Chairman of the Board since 1994, Louis J. Cesare has led an exceptional team of real estate lending support professionals with strategic foresight. From navigating multiple economic recessions to staying ahead of rapidly changing industry technology, United One has experienced unprecedented growth under his direction.
In 1997, Mr. Cesare formed a group of investors and purchased United Credit Bureau Services—an institution tracing its roots to a merchant-owned credit reporting bureau founded in Wilkes-Barre in 1918—and shaped it into United One Resources as it operates today. With a steadfast commitment to efficiently providing accurate information to customers, United One is a valued partner to residential and commercial lenders, realtors, and consumers.
- Mr. Cesare directs a full suite of real estate risk management services, including mortgage credit reports, appraisals, title insurance and settlement, courthouse records, flood zone determinations, tax monitoring, and ScoreNavigator.
- He has guided the company through repeated shifts in the lending cycle, keeping United One competitive as credit reporting, valuation, and settlement moved from paper to fully digital workflows.
- He champions a model built on personal customer service, process innovation, and technology leadership—the pillars behind faster, more accurate lending decisions for the firm’s clients.
- Under his leadership United One has grown from a regional credit bureau into a nationwide provider, licensed for title insurance across seven states and Washington, D.C.
Before entering the real estate services industry, Mr. Cesare spent his early career in public accounting, serving as a Manager at Parente Randolph from 1983 to 1990. He earned a Bachelor of Science in Business Administration, with a major in Accounting, from Bloomsburg State College.
Mr. Cesare remains focused on a simple promise that has defined United One for decades: to own the process so that its lending partners don’t have to.