Every residential loan,
from application to clear-to-close.

Banks, credit unions, and mortgage lenders rely on United One to move files faster and cleaner — credit, valuation, title, and the close, handled by one team instead of multiple vendors.

Who we connect with

Works with the systems you already use.

United One connects with the partners and platforms residential lenders already run on — and plugs into your loan origination system, whichever one you use. No rip-and-replace.

Encompass Meridian Link Your LOS
Everything a residential file needs

The whole file, handled in-house.

Credit Reports

Access accurate credit reporting solutions to help support informed lending decisions.

Appraisals

Coordinate reliable property appraisals to determine fair market value with confidence.

Title Insurance

Protect your real estate transaction against unexpected title issues and ownership claims.

Tax Transcripts

Secure tax transcripts quickly to verify financial information during the lending process.

Fraud Reports

Identify potential risks early with fraud detection tools designed to help safeguard transactions.

Public Record Search of the Land Records

Verify ownership history, recorded documents, liens, and other essential property records with confidence.

Closing Support

Receive dependable closing coordination and support to help keep your transaction on track through post-closing.

A word from our credit experts

Ask us how we save you money on every file — smarter credit ordering, supplements, and rapid rescores with ScoreNavigator®.

Talk to a Credit Expert
The case for consolidation

One partner, not multiple vendors.

Every residential file touches a half-dozen specialists. Most lenders manage each one separately. United One handles them under one roof — so the handoffs, the chasing, and the finger-pointing disappear.

The usual way
Credit bureau Appraiser Title company Flood vendor Tax service Settlement agent Closing coordinator
7 contracts · 7 invoices · 7 timelines to chase
With United One
United One
All seven, in-house, on a single file — accountable end to end.
1 partner · 1 point of contact · 1 standard for every file
A century of getting it right
Exceptional client service
Fast. Accurate. Done right.
United One helps us close at least 20 additional loans per month that would be dead.
— M.S., Bank Executive
Ready when you are

Stop managing multiple vendors.

Bring your residential files to one partner that has handled credit, valuation, title, and the close for more than a century.